Money Saving Tip - Patience

Today's great money saving tip is....

Have Patience:

It's important to be patient when it comes to saving. If you have
patience you can save a lot more money than if you don't. This
means that you have to accept that it will take time and good
planning to save

Be patient and remember that just because you want something
doesn't mean that you have to rush to buy just to satisfy your urge.

Before you buy anything shop around and compare it with other
things. Wait for sales in order to get the best price and call before
you go to the store to make sure they have what your looking
for in stock. This will save you more money by not wasting gas
on a pointless trip. Remember the 30 day rule!

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Harvey Akeson







harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

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Money Saving Tip - Setting Goals

Today's great money saving tip is....

Setting Goals:

When you are planning to save it's important to break your goals
into short-term, intermediate-term, and long-term goals.

Being able to see your accomplishments is a great motivator for
you to work hard at saving. If you set a short-term goal of saving
for tickets to the symphony and reach that goal, you will be
encouraged to keep saving for the intermediate and long-term
goals.

Once your plan becomes routine, you'll discover it's really not that
hard to save. You just have to hang in there and stick to your
plan even when you’re tempted to call it quits.

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

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Money Saving Tip - Shopping

Today's great money saving tip is....

Time to Shop:
Did you know that studies have proven that if you shop while your
hungry, depressed, tired, and stressed, you'll buy more? It may
sound silly but it's true. According to a 2008 study in the Journal
of Consumer Research especially if you are you’re on a tight
budget.

So, make sure you eat something before you head off to the
grocery store. If you are upset or feeling a little blue,
calm yourself down or wait until you feel better before
you head out to shop.

As funny as it may sound, having a clear mind and a full stomach
is important when it comes to shopping and spending money.

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

Money Saving Tip - Lists

Today's great money saving tip is....

Lists: {Making lists keep you focused.}

Make a list of the 10 most important things in your life. Rank them
in order of importance. The purpose of this exercise is to help you
see the things you consider the most and least important and to
provide you with a visual of why you need to save.

Some examples of things that a person might put on their list
include:

-Buying a new home.
-Getting a new car.
-Taking a special trip.
-Planning for your retirement.
-Stating an emergency fund
-Starting a business.
-Paying off your debts.
-College fund for your children.
-Buying your dream boat.
-Planning the perfect wedding.

Once you have a list made it will help keep you focused.
If you go off track take another look at your list to remind yourself
why it is important that you stick with your savings plan.

Another good candidate list is a to do list.
Make list of things you need to get accomplished. Once you
have your list and see things you feel need to be done, number
them A-B-C. A's of course the most important and top priority.
Now take all your B's and C's and set aside for now.

Do a feel-good exercise, take a one of the very easiest
A tasks and complete it. Think of your list as a things to
do list for today and start putting holes in that
list like a piece of Swiss cheese. Doing a few of the simple tasks
first starts to shorten the list and as your list becomes shorter
the things to do start to look a lot less formidable.

After you finish your A list you can go back pick up your
B's and C's making a brand new list. Start putting holes in
the list again. Just sitting back thinking about all the things
you have to do won't get them done and it will seem like
a insurmountable burden. Breaking things down and starting with
some easy tasks first you start working on them rather than
just looking at what needs to be done and not knowing where
to start. Try it.

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

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Money Saving Tip - Cook at Home

Today's great money saving tip is....

Cook at Home:

Dining out is fun and convenient, but it's not always economical.
Most of us don't realize how much we spend on eating out. Did
you know that the average American family today eats out
approximately three times a week. For a family of four, that can
add up to $300 or $400 per month, or even more.

Instead of hitting the restaurant a few times a week, opt for
once or twice instead. On the other nights plan to make a special
at-home family dinner. You can get the whole family evolved by
taking turns cooking, trying new recipes, or having everyone
contribute a dish.

Eating out is fun when you don't have to worry about the expense
or on special occasions. But cooking together and spending time
with your family is much more rewarding and a lot less expensive!

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

EXTRA TIP When shopping carry a marking pencil or colored stickers to mark items on sale, in store specials or discounted specials. Sometimes early in a sale or special mark down the store scanners haven't been reprogramed or programed in error. Make sure you get the price you were expecting, not yesterday's price before the sale.
In order to take advantage of bulk or large quantity packaging share purchases at Costco or Sam's Club with family members or neighbors. Plastic bags, such as zip lock, trash or garbage bags, case lots can be divided and often times save you money without purchasing an over supply for one household.