Money Saving Tip - Insurance

Today's great money saving tip is....

Insurance:

You have to have it for your home, car, boat, motorcycle and even
for your life. Its insurance, and it can be very expensive.

The next time you need insurance don't be afraid to shop
around and negotiate. Some people think the price of
insurance is the same from one company to the next. However,
prices can vary dramatically and to ensure you get the best
deal, you need to consider all your options.

Use the Internet or call, it doesn't matter how you do it just make
sure that you get quotes from different insurance companies
before you make your final decision. If you have questions, or
you're having trouble find a good agent. They can
provide information on discounts such as good student,
multi-car discount, etc

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

Money Saving Tip - Keep Track

Today's great money saving tip is....

Keep Track:

It is important to have an understanding of where your money
goes. Keep a journal where you can see your successes when it
comes to saving money. This can be a bit challenging and takes
time to learn, but it's worth it. By keeping a list of the ways you
have saved money in front of you, you will be more encouraged to
keep going. These successes can be small or large.

For example, if you normally buy your lunch, costing you from
$5.00 to $7.00 per day and one week straight you packed your
own lunch for $3.00 per day that is a success. If you wanted to
buy a new pair of shoes, but held off until it went on sale, saving
50%, that is another success.

Saving money requires some investigative skills, desire,
determination, and creativity. Once you get in the habit of saving
money, you will feel better about yourself and enjoy life much
more without debt hanging over your head!

Harvey Akeson

harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

EXTRA TIP Almost everyone over 60 looks for senior fares and rates, at the same time The National Park Service
offers some outstanding programs for folks.
First off the Golden Age Passports for those 62 years and older offers permanent benefits to the holders. The entrance to any National Park should have the current details on cost and benefits. Another lesser known pass is the Golden Access Passport for Blind or Permanently disabled persons.
Little time on your hands, wanting to enjoy a month or more vacation at little or no cost? The National Park Service Volunteer-In-Park Program would be well worth looking into. Think about Volunteer Programs for your special interests, talents and spare time.

Money Saving Tip - Be Flexible

Today's great money saving tip is....

Be Flexible:

You've worked hard, set your goals for saving and you are sticking
to it, that's great! But you must realize that things can and will
change and you must be ready for that. The secret is learning
ways to be flexible.

Let's say you normally save $150 a month, when something
unexpected happens and you have to dip into the money that you
would normally save. It's important not to get discouraged when
this happens.

Do your best to put away at least a little bit of the money you
were planning to save away even if it's only $50, $25 or as
little as $5 that month. This will keep you in the habit of saving
and then you can focus on getting back on track next month.

Harvey Akeson





harvey@harveyakeson.com

http://A1MoneySaver.blogspot.com

EXTRA TIP Sell Stuff you don't need. Lots of folks are
selling surplus, unused items on E-Bay or Craig's List.
GOT TALENT? Market your skills, got a background in math,
music, or languages, try tutoring. Try Dog Walking, Baby Sitting
or take on some Landscaping. Save Money and be able to
put aside a little extra picking up odd jobs.