Today's great money saving tip is....
Budget:
Everyone should create a budget. If you are not sure how or
just not good with money, many businesses such as H&R Block,
offer free financial consulting to help you put a budget together.
Knowing where you are spending your money is by far the best
way to save. In most cases, people have no idea where their
money is really going and once they see it on paper, not only
are they surprised but eager to change their spending habits.
Harvey Akeson
harvey@harveyakeson.com
http://A1MoneySaver.blogspot.com
Extra Tip
You have to keep your money somewhere: A credit union can offer a desirable alternative to a bank.
For many using a bank results in frustration. Bank fees continue to tick up: Overdraft fees, monthly service charges and continually rising interest rates on credit card accounts mean that you pay more for letting the bank keep and use your money. You may want to go somewhere else, but where else is there?
Consider a credit union also known as a cooperative financial institution. Unlike banks, which are founded in order to make a profit, credit unions were originally founded to encourage thrift. They are non-profit organizations designed to help members. (This means that there are membership requirements, such as location, profession or particular financial situation.)
Every location has a credit union nearby, if your banking fees seem high don't wait until the pain is unbearable check into local credit unions now.
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